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Account Security & Verification SMS Program

SMS / Messaging Terms

This page describes the Diversified Payday account text messaging program, including how users opt in, the consent language shown at sign-up, and the messages we send. It is maintained by Diversified Payday.

Program overview

Diversified Payday sends automated transactional and security verification text messages to users who choose to enable text messaging on their account. This includes one-time security verification codes, login verification, password resets, and important account-security events (for example, when direct-deposit information or a paystub profile is updated). This is a transactional security program. We do not send marketing or promotional text messages through this program. Message frequency varies and depends on how often you sign in or perform a security-sensitive action. Message and data rates may apply.

How users opt in

SMS messaging is disabled by default. Opt-in happens inside the secure, authenticated account portal and requires an explicit, manual action by the user. There is no pre-checked box. No text messages are ever sent unless the user completes the consent step below. The exact steps are:

  1. The user creates a Diversified Payday account at diversifiedpayday.com.
  2. The user signs in to their Diversified Payday account.
  3. They open Account Security & Two-Factor Authentication settings.
  4. Under Text message code, they toggle the option on, which reveals the mobile-number field.
  5. They enter their mobile number.
  6. They check the consent box (unchecked by default) agreeing to receive automated transactional and security verification texts.
  7. They tap Text code; we send a verification code, and they enter it to confirm the number.

Until the consent box is checked and saved, the option to send a text stays disabled, and no SMS messages are delivered to the number.

What the opt-in screen looks like

The interface below mirrors the in-portal opt-in screen, including the consent checkbox and the exact disclosure text shown next to the phone-number field.

Text message code

Verify a mobile number to enable.

(555) 123-4567
✓
Yes, I consent to receive automated transactional and security verification text messages from Diversified Payday. Msg & data rates may apply. Reply STOP to opt out and HELP for assistance. See our Privacy Policy and Messaging Terms.
Text code

Sample messages

Diversified Payday Security Code: 123456. This code expires in 5 minutes. Reply STOP to opt out.
Diversified Payday Security Alert: Your direct deposit information or paystub profile has been updated. If this was not you, contact us. Reply STOP to opt out.

Reply STOP at any time to unsubscribe and stop receiving these texts. Reply HELP for help. For assistance you can also call 833-990-7297 (833-990-PAYS).

Privacy & data handling

Your mobile number is used only to deliver account security codes. We do not sell or share mobile opt-in information or phone numbers with third parties or affiliates for marketing purposes. For full details, review our Privacy Policy and Terms of Service.