California Privacy Policy

1. Scope

This notice applies to personal information subject to the California Consumer Privacy Act, as amended by the California Privacy Rights Act, collectively referred to as the CCPA.

This notice does not expand the application of the CCPA to information or persons that the law excludes or exempts.

2. Diversified Payday's Roles

Diversified Payday primarily processes employee, contractor, payroll, tax, and related customer information as a service provider or contractor on behalf of business customers.

The employer or business customer generally determines the purposes for which that information is processed.

Diversified Payday may separately act as a business for information collected through:

• The public website
• Customer acquisition and account registration
• Subscription administration
• Customer support
• Security operations
• Direct business communications
• Analytics and advertising measurement
• Our own legal and operational activities

Employees and contractors should generally direct requests concerning employer-controlled payroll records to their employer. Diversified Payday will assist business customers as required by applicable law and contractual obligations.

3. Categories of Personal Information

During the preceding 12 months, Diversified Payday may have collected or processed the following categories of personal information.

Identifiers

Examples include:

• Names
• Postal addresses
• Email addresses
• Telephone numbers
• Internet Protocol addresses
• Account identifiers
• Employer Identification Numbers
• Social Security numbers
• Taxpayer identification numbers
• Government account numbers

Customer Records and Financial Information

Examples include:

• Bank account and routing information
• Subscription billing information
• Payroll records
• Tax information
• Employment documents
• Account and support records

Commercial Information

Examples include:

• Subscription plan
• Purchased add-ons
• Transaction records
• Customer-service history
• Product and feature usage

Internet or Other Electronic Network Activity

Examples include:

• Browser and device information
• Website activity
• Referring pages
• Platform logs
• Authentication events
• Security and diagnostic information
• Cookie and privacy preferences

Geolocation Data

We may infer an approximate geographic area from an Internet Protocol address. We do not intentionally collect precise geolocation through the public website for payroll-service purposes.

Professional or Employment-Related Information

Examples include:

• Employer
• Job title
• Worker classification
• Wage rate
• Salary
• Hours
• Bonuses
• Deductions
• Benefits
• Payroll history

Sensitive Personal Information

Examples include:

• Social Security numbers
• Government identifiers
• Account credentials
• Bank account information
• Tax information
• Precise contents of certain communications where applicable
• Information concerning an individual's racial or ethnic origin when included in legally required employment records
• Information concerning citizenship or immigration status when lawfully processed for employment-related purposes

Diversified Payday does not use or disclose sensitive personal information for purposes that require a right to limit under the CCPA, except as necessary and permitted to provide requested services, maintain security, comply with law, and perform other legally authorized activities.

Inferences

We may create limited inferences concerning website interest, likely customer needs, fraud risk, account security, or service usage.

4. Sources

We may collect personal information from:

• Employers and business customers
• Employees and contractors
• Authorized users
• Website visitors
• Subscription payment processors
• Tax filing and transmission providers
• Authentication and communications providers
• Analytics and advertising providers
• Hosting, security, and infrastructure providers
• Government agencies
• Public or commercially available sources where legally permitted

5. Purposes

We may collect, use, or disclose personal information to:

• Provide payroll software and services
• Generate payroll calculations, records, reports, and bank-ready instruction files
• Prepare and transmit authorized tax forms and filings
• Process subscription billing
• Authenticate users
• Provide support
• Maintain security
• Prevent fraud and abuse
• Diagnose and improve services
• Measure public website usage and advertising performance
• Comply with legal requirements
• Enforce agreements
• Protect rights, safety, and property
• Complete business transactions

6. Categories Disclosed for Business Purposes

During the preceding 12 months, we may have disclosed the categories described above to:

• Cloud and infrastructure providers
• Subscription payment processors
• Tax filing and transmission providers
• Authentication, email, and messaging providers
• Security and fraud-prevention providers
• Support and operational providers
• Analytics providers
• Advertising and conversion-measurement providers for public website activity
• Professional advisers
• Government agencies or parties involved in legal process
• Corporate affiliates and transaction participants

Disclosures are limited to purposes permitted by applicable law and relevant agreements.

7. Sale and Sharing

Diversified Payday does not sell personal information for monetary compensation.

Diversified Payday may use advertising and conversion-measurement technologies on its public website. Depending on how a provider uses identifiers and website activity, California law may treat this as "sharing" for cross-context behavioral advertising even though no money is exchanged.

Applicable users may opt out through the Your Privacy Choices link.

Diversified Payday does not intentionally sell or share:

• Social Security numbers
• Tax records
• Payroll records
• Bank account information
• Wage information
• Employee or contractor profiles
• Authenticated platform activity

for cross-context behavioral advertising.

Diversified Payday does not have actual knowledge that it sells or shares the personal information of consumers under 16 years of age.

8. California Privacy Rights

Subject to legal exceptions and verification requirements, California residents may have the right to:

Know

Request information about categories of personal information collected, sources, purposes, categories of recipients, and categories sold or shared.

Access

Request specific pieces of personal information maintained about the requester.

Delete

Request deletion of personal information, subject to exceptions including legal, tax, payroll, security, fraud-prevention, contractual, and recordkeeping requirements.

Correct

Request correction of inaccurate personal information.

Opt Out of Sale or Sharing

Opt out of sale or sharing for cross-context behavioral advertising through Your Privacy Choices.

Limit Certain Uses of Sensitive Personal Information

Request limitation where a business uses sensitive personal information for purposes covered by the statutory right to limit. Diversified Payday does not currently use sensitive personal information for such purposes.

Non-Discrimination

Exercise privacy rights without unlawful discrimination or retaliation.

9. How to Submit a Request

Requests concerning information controlled by an employer should generally be submitted to that employer.

Requests concerning Diversified Payday's own processing may be submitted through:

• Diversified Payday Support
• Email: CustomerService@ChooseDiversified.com
• Phone: 833-990-7297
• The Your Privacy Choices link for sale or sharing opt-outs

We may request information necessary to verify identity, authority, account relationship, and the scope of the request.

We will not request more verification information than reasonably necessary.

An authorized agent may submit a request where permitted. We may require evidence of authorization and direct identity verification from the consumer.

10. Global Privacy Control

Where required by California law, Diversified Payday treats a qualifying Global Privacy Control signal as a request to opt out of sale or sharing for the browser or device transmitting the signal.

A browser-based signal may not identify an account holder across every browser or device. Logged-in users should also use Your Privacy Choices when they want an account-associated preference applied where supported.

11. Retention

Retention periods depend on the type of information, customer relationship, legal requirements, security needs, and operational purpose.

Payroll, tax, accounting, and employment records may be retained after an account is cancelled where required or reasonably necessary.

Eligible cancelled customers are intended to retain read-only access to historical records for at least seven years, subject to legal, technical, security, and operational limitations.

Further information appears in the Data Retention and Deletion Policy.

12. Contact Information

Diversified Payday
A Division of Diversified Company
6212 US Highway 6, Suite 184
Portage, Indiana 46368-5057
Phone: 833-990-7297
Email: CustomerService@ChooseDiversified.com